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Use Case

Understand how your wealth grows.

You know what you own – but how is your wealth developing over time? Manalyx gives you the strategic view of your finances.

Wealth Management Dashboard
Real-time Net Worth
Historical Growth
Allocation Analysis
Banking Integrated

Personal wealth management without an advisor

A private banker is not an option for most people, and a third-party advisor often costs a percentage of the very wealth they are advising on. Personal wealth management with Manalyx means doing the visibility part yourself: a free dashboard that brings stocks, real estate, crypto, precious metals, watches and banking together into one consistent net-worth view, so the decisions stay with you – informed, not improvised.

What "managing your wealth" looks like in the app

You see your total net worth at the top of the dashboard, broken down by category, with allocation and performance charts beneath it. Each category has its own detail page – yields and amortisation for real estate, dividends for stocks, on-chain balances for crypto – all fed by the same source numbers.

A dashboard, deliberately not an advisor

Manalyx does not produce buy/sell recommendations, allocation targets, projections or risk scores. It helps you keep an accurate picture of where you stand; what you do with that picture is your decision (and your tax advisor's, when it matters).

Net worth, debt and the full picture

Real wealth management requires the liability side, not just the asset side – Manalyx tracks debts and loans, and a global setting lets you view real estate at market or net of debt consistently. Cash, bank balances and contracts (via the optional banking module) round off the picture.

Dashboard, not advisor

Where personal wealth management ends and where regulated advice would begin

Manalyx draws a deliberate line between two activities that are often blurred. On one side is wealth visibility: knowing what you own, where it sits, how it is performing and what proportion of your net worth each piece represents. That is what a dashboard does. On the other side is wealth advice: telling you what to do next given your goals, tax situation and risk tolerance. That is regulated work that requires a licensed advisor — and Manalyx structurally does not do it.

Visibility as the precondition for any decision

Most poor financial decisions trace back to incomplete visibility — a forgotten account, a debt that was not next to its asset, a currency exposure no one had added up. Manalyx focuses entirely on closing that gap: cash, debt, real estate equity, crypto net of borrows, stocks across multiple brokers and alternatives all converge into one number. The decision is yours; the data is no longer the limiting factor.

Concentration and currency awareness without prescription

Concentration metrics surface single-position weight, single-asset-class weight and single-currency weight. The numbers are stated, not interpreted. The page does not say "you should diversify" — that would be advice. It says "here is your largest position, here is its share, here is the underlying currency" so you can take that information into your own decision or to your own advisor.

Why projections are conspicuously absent

There are no "in 10 years your portfolio will be worth X" curves. Forward projections require return assumptions, withdrawal assumptions and inflation assumptions that are advisor-territory. The historical chart shows what happened; the current snapshot shows where you stand; what comes next is intentionally not Manalyx's job.

Without Manalyx

  • No overview of your total net worth
  • No idea how your wealth develops over months
  • Allocation unclear: too much in one asset class?
  • Cash flow and wealth live in separate worlds
  • Return calculations only possible manually

With Manalyx

  • Net worth calculated in real time
  • Historical wealth curve over months and years
  • Allocation visualization by category
  • Banking + assets combined for cash flow awareness
  • Performance metrics calculated automatically

What Wealth Management Includes

Net Worth Tracking

Total wealth including debt, calculated in real time.

Historical Chart

Track your wealth curve over months and years.

Allocation Analysis

Distribution across crypto, stocks, real estate, and more.

Cash Flow Integration

Banking module shows income and expenses alongside your assets.

Performance Metrics

Returns and growth calculated automatically.

Security

AES-256 encryption, GDPR compliant, EU servers.

Get Started in 3 Steps

Add Your Assets

Enter your existing assets – stocks, crypto, real estate, gold, cash – manually or via import.

Manalyx is a data aggregation and visualization tool. We do not provide financial advice, investment recommendations, or tax guidance.

Common questions about personal wealth management

Ready to truly understand your wealth?

Get started for free today. No credit card required.

GDPR Compliant
AES-256 Encryption