All core features are available for free – no restrictions.
Crypto, stocks, real estate, watches, precious metals and more
Automatic price updates for all assets
Statement import from 50+ banks
2FA, AES-256 encryption, EU servers
Add to home screen and use like a native app
Price alerts and portfolio updates in real-time
Manalyx is a free portfolio tracker first and a paid product second. The free tier is not a 14-day teaser – it is a complete, indefinitely usable wealth dashboard with no credit card required. Premium exists for users who run into specific quotas (heavy banking imports, lots of price alerts, multiple bank accounts), and is priced as a small monthly or annual subscription rather than a percentage of your assets.
The free plan includes the multi-asset dashboard, total portfolio value, allocation and performance charts and access to all asset categories – crypto, stocks, real estate, precious metals, watches, vehicles, cash and debt. A few quotas (bank accounts, monthly bank-statement imports, price alerts) are kept lower to keep underlying data costs manageable.
Premium removes the per-month limit on bank-statement imports, raises the bank-account quota and increases the number of active price alerts. It is billed monthly or annually – the annual plan is cheaper per month – and can be cancelled at any time.
When you downgrade from premium to free, Manalyx applies a 7-day grace period before free-tier limits return – no data is deleted, limits only apply to new actions. Cancellation can be triggered directly from the customer portal in Settings.
The pricing page is built around a single design rule: the free tier is the product, premium is a small set of quota lifts. Nothing in the core experience — net worth, multi-asset tracking, charts, mobile install — sits behind a paywall. Premium exists for users who hit the free quotas (banking imports, alert counts, image uploads), and the cost reflects only what those higher quotas actually consume in infrastructure.
The free tier already covers a complete net-worth view across crypto, stocks, real estate, metals, watches and cash, with one weekly summary email and price alerts at modest counts. Most private investors never bump into a quota. Premium becomes useful when banking imports turn into a monthly habit or when alert and image-upload usage scales up — not before.
When you cancel premium or fall below the threshold, Manalyx does not snap your data back to free limits at midnight. A 7-day grace period preserves full premium functionality so you can export, prune or simply finish a workflow. After the grace window, free quotas apply again — none of your historical data is deleted, only future writes against quota are limited.
Manalyx is built for private individuals. There is no white-label tier, no advisor seat, no team plan. Keeping the audience narrow is what allows the read-only, EU-only, no-recommendation posture to be enforced consistently. Pricing therefore stays a two-line table — free or premium — instead of a sales-led grid.
